What Is Health Insurance?


Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

In health insurance terminology, the “provider” is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The “insured” is the owner of the health insurance policy; the person with the health insurance coverage.

In countries without universal health care coverage, such as the USA, health insurance is commonly included in employer benefit packages and seen as an employment perk.

Is health insurance coverage a human right or another product one can buy?

In some countries, such as the United Kingdom or Canada, health care coverage is provided by the state and is seen as every citizen’s right – it is classed along with public education, the police, firefighters, street lighting, and public road networks, as a part of a public service for the nation.

Medical and health insurance claim form with stethoscope on clipboard
Medical and health insurance claim form with stethoscope on clipboard

Health insurance documents In other countries, such as the USA, health insurance coverage is seen somewhat differently – with the exception of some groups, such as elderly and/or disabled people, veterans and some others, it is the individual’s responsibility to be insured. More recently, the Obama Administration has introduced laws making it mandatory for everybody to have health insurance, and there are penalties for those who fail to have a policy of some kind.

Everybody at some time in their life, and often on many occasions, will need some kind of medical attention and treatment. When medical care is required, ideally the patient should be able to concentrate on getting better, rather than wondering whether he/she has got the resources to pay for all the bills. This view is becoming more commonly held in nearly all the developed nations.

Managing diabetes – researchers from the Kaiser Permanente Center for Health Research in Portlant, Oregon, found that diabetes patients need continuous health insurance coverage for the long-term proper management of their disease .

Since the late 1990s, millions of US citizens have found themselves with absolutely no health cover at all. A collection of several different studies and surveys puts the number of “uninsured” Americans at over 50 million; tens of millions more have inadequate insurance.

A Commonwealth Fund 2011 report informed that 26% of all US citizens of working age experienced a gap in health insurance coverage; many lost their health insurance when they either became unemployed or changed jobs.


source :

Alright Ok By J Moss Dance Done By Tabernacle Moravian Church Dance Group

Press the button below to begin out downloading the song Health. MP3 file Health below just as a demo, please buy this cd Health to aid the singer to be able to give his best work.

Most of us usually do not preserve trail Health audio about our own hosting space, most of us just locate coming from additional options as well as current this to your account. I am certainly not responsible for what you are usually accessing since we have been just like search engines like yahoo, almost any possibility in the pastime regarding getting CD data will be responsible fully.

Incoming search terms:

  • Time story 3gp full movie download
  • jayamnichayamura
  • download lagu punk rock anak jalanan nona
  • zee telugu sereal punnaga tittle songs
  • jayam nichayam ra video songs
  • www 2017Djsonges
  • be khudi drama title song mp3 download
  • punnaga serial song download in zee telugu 2017
  • Rimzim sri prakash welcome song download 2016
  • more angna moinuddin aayo re dj